It Finance Review

Welcome to my It Finance Review.

If you’re like me, then you probably just stumbled across this opportunity wondering what it’s about and if it can help you make money online.

Well luckily I’ve already done the research for you, and will be explaining within my article what this company is, how their compensation plan works, and whether I think it’s a scam or not.

So with that said, let’s get into it!

Quick Summary Of It Finance

Name: It Finance


Price:  Minimum of $10 

Rating: 0 out of 5

What Is It Finance?

It Finance is a new MLM company that launched in February of 2020 within the cryptocurrency market. 

They claim their mission is to “harness the true potential of the cryptocurrency market in terms of profit so that you have a place to invest your money with minimal risk.”

On their homepage, they claim that you will make a 156% – 244% profit within 40 – 120 days!

Seems like a rather bold claim to make don’t you think?

The question though is this statement true, and furthermore can you build a cryptocurrency business with the help of this platform?

Let’s just say the chances of this happening are as likely as me being able to win the lottery next week.

You’ll understand why I’m saying this in just a second. 

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What Does It Finance Sell?

IT Finance doesn’t actually sell any physical or digital products on their website, but rather you’ll be making money simply by recruiting people into the company’s membership.

Now according to Wikipedia, this is the classic definition of what a Ponzi Scheme is — which is when a company is earning all their profits from people investing money into their platform rather than selling an actual product.

So in simple terms, this is not looking like a company you want to be involved with in any way, shape, or form already. 

It Finance Compensation Plan 

Now before I get into all the red flags I saw with this company, I figured I would give you a brief overview of how their compensation plan works.

Affiliate Ranks

Within IT Fiance’s compensation plan, there are 15 ranks you can obtain. Here ‘s the requirements for each one listed below.

  • Rank 1 – You need to sign up and invest $10 or more
  • Rank 2 – You’ll need to invest $300 
  • Rank 3 – You’ll need to invest $750 
  • Rank 4 – You’ll need to invest $1500 
  • Rank 5 – You’ll need to invest $3000 
  • Rank 6 – You’ll need to invest $5000 
  • Rank 7 – You’ll need to invest $8000 
  • Rank 8 – You’ll need to invest $12,000 
  • Rank 9 – You’ll need to invest $15,000 
  • Rank 10 – You’ll need to invest $20,000 
  • Rank 11 – You’ll need to invest $35,000 
  • Rank 12 – You’ll need to invest $50,000 
  • Rank 13 – You’ll need to invest $70,000 
  • Rank 14 – You’ll need to invest $100,000
  • Rank 15 – You’ll need to invest $150,000 

So as you can see, if you want to climb higher in ranks with this company you’ll need to dish out some serious cash.

And the only real advantage to buying one of the higher ranks is the amount of money you can possibly earn  — which starts off at $5,000 and goes all the way up to $50,000,000 in rank 15. 

Residual Commissions

IT Finance uses a unilevel compensation structure within their program.

This means that anyone you recruit into your team will be directly beneath you on the first level. Then if they recruit anyone the person will be on your 2nd level — and so on and so forth.

It Finance Review - Unilevel compensation structure

And as you can see in the picture above, this is how people are able to make thousands or millions of dollars within an MLM company because they will be earning a small percent of all commissions made within their team.

However convincing people to join an MLM company, and then teaching them how to market properly is extremely difficult ( especially with companies like this ) — and is why 99% of people fail when joining one.

Anyways within this company how much money you get through your team is based solely on what rank you are.

For example in rank 1 you can have a team 4 levels down and earn a maximum of 10%. And if your rank 6 you can have a team 9 levels down and earn a maximum of 19.5%.

It Finance Review - residual income

This can go all the way up to rank 15 where you can have a team 25 levels down and earn 66%.


Also within IT Fiance’s compensation plan, you can obtain a 1 time bonus payment for reaching a new rank.

Here is how much you’ll make on each new rank, starting at the second one.

  • Rank 2 = $50
  • Rank 3  = $200
  • Rank 4 = $500
  • Rank 5 = $1,000
  • Rank 6 = $1,500
  • Rank 7 = $2,000
  • Rank 8 = $3,000
  • Rank 9 = $5,000
  • Rank 10 = $7,500
  • Rank 11 = $20,000
  • Rank 12 = $40,000
  • Rank 13 = $75,000
  • Rank 14 = $150,000
  • Rank 15 = $300,000

How Much Does It Cost?

To join It Finance, you’ll need to pay a minimum of $10 dollars. 

However as I mentioned earlier, the more you invest the higher your “chances” of earning more money are.

What I Like About It

  • It has a very low start up cost 

Honestly it was hard for me to find something good to say about this company, but if I had to pick one thing I would say that only having to pay $10 dollars to join is nice.

What I Don’t Like About It

Man where do I start?

There’s just so many negative things to say about this company that I could write another entire article with this information.

But I’ll just highlight a few of the major flaws I found to give you a good idea as to why you should not join them. 

  • There’s no information about the CEO

I don’t know about you, but whenever I’m looking to join a company I like to know who is behind it. And the fact that IT Finance here doesn’t tell you who is running the show is very alarming in my opinion. 

  • It promises you’ll make an ROI

On their homepage, they promise you can make an ROI of 172% – 244% depending on how much you invest.

Now I’ve seen these same bold claims in other companies like MarketPeak where they promise you’ll earn money on your investments — however sadly for the people who fall for this scam never see a dime.

This is because cryptocurrency’s price fluctuates almost every minute ( sometimes by thousands of dollars ) — so it’s impossible to determine if you’ll make a profit or not.

They even say within their risk disclosure statement that anyone willing to invest money is doing so with a risk of losing it all ( which is what always happens ). 

It Finance Review - investing into this company is risky

So for them to basically guarantee you’ll make an income through your investments is nothing but hyped up claims.

  • It uses fake testimonials

At the bottom of their site, they have a section showing their “top investors” and how much each one of them has spent with this new company.

However after doing a reverse image search, I found out very quickly that these were just stolen photos of some random people.

It Finance Review - fake testimonial

It Finance Review - member shown on several websites

So I’m guessing they had to find these fake images because no one with half a brain would invest thousands of dollars into this very shady program.  

  • This is a clone site

Also while doing some research into this company, I came across another website that looked almost identical to this one.

It Finance Review - this is a clone site

And to make matters worse, they had the exact same people in both programs — which just reconfirms that these are fake investors.

So I guess I can see now why the CEO doesn’t want to show his or her face because they not only have created a Ponzi scheme website — but now they’re creating multiple versions of it and calling it by a different name. 

  • Chances of earning money through their referral program are low

Then last but not least, this company’s business model is based around an MLM structure. 

This means that even if this were a legit company with amazing products, the chances of you earning an income are about 1% according to Wikipedia.

Also if you want to look up this information yourself, you can simply go to any MLM site with an income disclosure and see what their stats say — which usually turns out to be only 1%-3% of the people are earning a decent income with the company. 

Is It Finance A Scam?

Usually I like to give a company the benefit of a doubt and never call one a scam unless I have to.

However in this case, I can easily say that It Finance is a scam / Ponzi scheme due to their hyped up ROI claims, fake testimonials, lack of information about their CEO, the fact that it’s a clone site, and more.

On top of that, you have to wonder why the person who made this program would want to create this product / platform in the first place when they are already making a 244% return on their investments. 

The answer is simple… they aren’t.

This is why they need gullible people to invest thousands upon thousands of dollars into their system so that they can pretend it works.

My Final Thoughts

At the end of the day, It Finance is a clear Ponzi scheme trying to scam people out of their hard earned money.

They want you to invest thousands of dollars into their system to make it seem like it’s legit, and on top of that they also want you to recruit people into this program that clearly has no product or service to offer anyone. 

So I would highly urge you to steer clear of this company at all costs!

Now with all of that said, even if this were a legit MLM company I would still prefer affiliate marketing as my primary way of earning an income online. 

This is because there’s no recruiting whatsoever, you can sell whatever products you want, and best of all is you don’t have to spend a dime on advertising to generate an income online.

You simply create helpful content that will point people towards products that they already are looking for  — then get paid a commission each time they buy something.  

So if you are still looking for a way to earn some extra money online and this method sounds like something you might be interested in, check out my #1 recommended program online.

It gives you step by step training, 24/7 support, all the tools you’ll need to be successful, and best of all it’s 100% free to join. 

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I hope after reading my review I have given you enough evidence to show you why It Finance is not a company you want to be a part of.

But if you have any questions or concerns you’d like to ask me, leave a comment below and I’ll be happy to help you out.

It Finance

Minimum of $10 

Overall Rating



  • It has a very low start up cost 


  • This is a clone site
  • It uses fake testimonials
  • Chances of earning money through their referral program are low
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6 thoughts on “It Finance Review”

  1. I’m really glad when I get to read reviews on MLM companies because there are so many of these companies promising you mouth watering returns on your investment. I’m adding it Finance to my list of  MLM companies I should beware of and I am definitely sharing this article with everyone. Thanks for this expository review. 

    • I’m glad my review helped you out, and better yet that you now know that this is indeed a scam you want to avoid. 

  2. Hello, 

    This was a really helpful and interesting article. 

    There do sadly seem to be a lot of Ponzi schemes out there which is very discouraging. The low start up costs is bound to attract a lot of people and I’m glad that you pointed out how misleading this is.

    You clearly explained the pros and cons. 

    The fake testimonials are particularly alarming and I’m glad that you drew attention to them. 

    Best wishes, 


    • Ya it’s easy to get sucked into programs like this especially when the costs of joining them are like buying a cup of coffee at Starbucks.

      However when you actually dig deeper into these programs and see that they are using fake images / testimonials to lure people into their company — you can see that they are nothing but a scam.

      So be careful in the future when looking to join an opportunity — and lookout for some of these tale tale signs to see if they are legit or not. 🙂

  3. hello dear, 

    Wow what a wonderful post you have here. I was actually doing some research online when I saw your post on Tt Finance. I must say it really has been wonderful, and based on the low entering fee on I planned on signing up, but when I saw your post I had a changed my mind.

    You truly are a lifesaver, and after going through your post I now know this is not something I should join. Thanks a lot for sharing such an amazing post it really has been helpful.

    • I’m glad my review helped you from throwing your money away at this scam. Because like I said even though it may seem like you can easily make a lot of money with this company — at the end of the day you’ll be left spending thousands of dollars and nothing to show for it.


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